Most of us know how difficult and time-consuming it can be to gain any real overview into the way that financial decisions might impact our personal finances long-term. Now, a secure and highly detailed digital simulator, Festina Advisor, has been created by Danish company Festina Finance led by Morten Schantz. Advisor allows individuals, households and businesses to view the exact effects that events such as buying a house, a car, changing jobs or making an investment will have on their budgets. With more than 25 years of experience as an IT consultant for well-known firms such as Visa, Codan and Danica Pension, Schantz is no newcomer to the world of finance and technology.