The war to win the market for mobile payments has just begun. FinTech expert Kim Vindberg-Larsen projects that it will be a long struggle between existing players, rebounding incumbents and new challengers, as they all want to dominate the most important contact point between consumer and retailer. Round two will focus on smart, convenient, fast, cost-effective and efficient solutions. “Payments are boring,” Vindberg-Larsen asserts. For someone who has spent his life building new FinTech transaction solutions and advising businesses and think-tanks about the future of financial interactions, his statement is a tad surprising.